The Realtors.  Be sure to work closely with your real estate agent.  Real estate agents are very helpful and are certainly resourceful for information.  The agent will assist with the inspection issues and also ensure that the necessary code certifications have been obtained from the municipality so as to ensure compliance with the code requirements set forth in the contract. 

Be Accessible.   Please be accessible for any call from our office or the real estate agent.  Please provide our firm with your email address and check your email daily. If you have a facsimile at home or work, I suggest that you inform our office of the number so that we can transmit documents to your attention on an expedited basis.  Real estate transactions move very quickly.  All players in the transaction have to be able to react promptly so that the closing is not unduly delayed. 

Closing.  Prior to the closing date you should contact your Realtor to set up a time to conduct a walk-through of the property on the date of closing.  During the walk-through you should inspect the home to ensure that there is no damage to the property other than that which should have been noted during your inspection of the property.  Damage which was not noted by your inspector, but later discovered during the walk-through, is not an easy issue to negotiate with the Sellers of a home since there was a fair opportunity to inspect the home prior to the date of closing.

Please note that the closing date is a target date and that there are times where the closing may not occur on the exact date in the contract.  If the closing does not occur on the target date, and the delay is caused by the other party to the contract, we are permitted by law to demand a closing date within ten (10) days from the other party’s receipt our demand. 

The closing day is generally a nervous day for most people.  You are generally packing, etc… and at the same time you have to make sure you have the proper funds to close title on the purchase of the home.  Our office will not know exactly how much you will need to bring to closing until your Lender (mortgage company) sends us their closing figures.  Once we receive those from the Lender, the title company configures them into a closing statement commonly referred to as the Closing Disclosure, RESPA or HUD statement.  In some instances the Lender will prepare the Closing Disclosure themselves. That statement will explain all of the costs associated with the closing from start to finish, top to bottom.  We strive to have the final amount for you to bring to closing the day prior, but it all depends on how quickly the lender is able to get us the necessary information to prepare the statement and then subsequently approve the closing statement.  It will be necessary for you to either wire the required funds for closing or bring a certified check to the closing.  (We will confirm prior which method will be specifically required for your transaction). Your Lender will also forward our office their certified funds which will be deposited into either the Firm’s trust account or the escrow account of the title company.  The funds will then be dispersed to all of the parties who are owed money pursuant to the terms of the contract.  After disbursements are made, a Deed and Affidavit of Title will be presented by the Seller and the transaction will be completed.